On Our Way

A few years ago, Tyler and I followed Dave Ramsey very loosely. We had some small successes, but eventually fell trap to “normal” and found ourselves accumulating some debt. All of the norms. I had student loans from college, two car payments, a home, and some credit card debt. Pretty standard.

We continued to live “normally” (as Dave would say) and finally the constant question of “where did our money go?” got to us. We’d had enough. Tyler and I both make a good income and Tyler works insanely hard each year and we both felt like it was for nothing. We didn’t have much to show for our efforts.

Tyler and I finally decided it was time to buckle down. We both were ready. Financial Peace, it was! We knew that this time we needed to actually take the class and follow Dave’s steps and educate ourselves more.

A few lessons in and I was feeling “gazelle intense”. Tyler was still a bit hesitant but was showing awesome strides with cutting up his credit card and talking out the struggles that he was feeling. Neither of us thought this was easy, but I was just naturally more of the ‘nerd’. I really always have been. 😉

Our journey has only just begun but I’m excited to announce that we have paid off our first debt on our snowball. It was about a $4,000 loan. We have two more loans to go before we can move onto the next baby step. Most people think I’m crazy for sharing this, but I really just don’t see why we don’t talk more openly about this in society. I just really want to be transparent when I say, you are not alone if you are feeling drained and fed up with debt.

Nothing feels better than paying off another loan and being so much closer to freedom.

A few tips to get you started if you’re looking to break free from this madness

1.   Sign up for Financial Peace – If you are married or in a relationship, do it together! It helps if you’re both on board.

2.  Create an account on EveryDollar – It’s an incredible, free app that Dave and his team have created to help you budget!

3.   List all of your debts in order – smallest to largest.

4.   Find support – if it’s not your spouse or significant other, who can be your support system through this?

I’ll be sure to continue sharing our journey and some tips along the way!



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